Insurance products

Explore insurance products you can embed into your platform — from quote generation to policy lifecycle management.

Home Insurance

Comprehensive protection for homeowners and renters, covering your property, belongings, and liability against everyday risks and unexpected events — from water damage and fire to theft and natural hazards.

Flexible, modular coverage designed to fit different lifestyles and property types.

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Core coverage:

Property & structural damage
Water leaks, fire, storms, and climatic events affecting the home

Theft & vandalism
Burglary, break-ins, and intentional damage to the property

Belongings protection
Furniture, valuables, and personal items inside the home

Liability coverage
Damages caused to third parties or their property

Options:

Extended protection
Broken glass, electrical damage, equipment failures

Lifestyle & assets
Gardens, outdoor property, wine cellar, freezers

Financial protection
Rent guarantee, temporary / partial rental coverage

Additional coverage
New item replacement, travel protection, theft extension

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With Home Insurance APIs, you can:

• Generate real-time quotes based on property and user data
• Retrieve available plans and pricing options
• Create and manage customers and prospects
• Enable policy purchase and activation
• Manage policy lifecycle, updates, and renewals

Smartphone Insurance

All-in-one protection for mobile devices, covering accidental damage, theft, and everyday risks — so your users stay connected without disruption.

Fast repair or replacement with a fully digital experience.

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Key coverages:

Accidental & physical damage
Drops, impacts, and screen breakage

Liquid damage
Spills, immersion, and unexpected exposure to liquids

Theft protection
Device theft with replacement according to policy terms

Technical failures
Internal damage, electrical issues, and power surges

Options:

Extended coverage
Theft extension and additional protection options

Device lifecycle protection
Replacement services and upgrade scenarios

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With Smartphone Insurance APIs, you can:

• Generate quotes for device protection in real time
• Offer coverage for accidental damage, theft, and failures
• Enable repair or replacement workflows
• Manage customer policies and coverage lifecycle
• Integrate claims and tracking into your user experience

What you can build

Embed insurance directly into your product — from quote generation to policy activation.

Lovys Partner API provides all the core building blocks to integrate insurance seamlessly into your user journey.

Key capabilities:

• Create and manage real-time insurance quotes
• Retrieve plans, pricing, and coverage options
• Capture and manage customer data
• Enable policy purchase and activation
• Handle policy lifecycle, updates, and renewals

New to Lovys or exploring our APIs?

Start by understanding how our insurance products and APIs work:

• Discover available insurance products
• Learn how the integration flow works
• Follow step-by-step implementation guides

Have questions? Reach out to our team: marketing@lovys.com