Insurance products

Explore insurance products you can embed into your platform — from quote generation to policy lifecycle management.

Home Insurance

Comprehensive protection for homeowners and renters, covering your property, belongings, and liability against everyday risks and unexpected events — from water damage and fire to theft and natural hazards.

Flexible, modular coverage designed to fit different lifestyles and property types.

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Core coverage:

Property & structural damage
Water leaks, fire, storms, and climatic events affecting the home

Theft & vandalism
Burglary, break-ins, and intentional damage to the property

Belongings protection
Furniture, valuables, and personal items inside the home

Liability coverage
Damages caused to third parties or their property

Options:

Extended protection
Broken glass, electrical damage, equipment failures

Lifestyle & assets
Gardens, outdoor property, wine cellar, freezers

Financial protection
Rent guarantee, temporary / partial rental coverage

Additional coverage
New item replacement, travel protection, theft extension

Smartphone Insurance

All-in-one protection for mobile devices, covering accidental damage, theft, and everyday risks — so your users stay connected without disruption.

Fast repair or replacement with a fully digital experience.

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Key coverages:

Accidental & physical damage
Drops, impacts, and screen breakage

Liquid damage
Spills, immersion, and unexpected exposure to liquids

Theft protection
Device theft with replacement according to policy terms

Technical failures
Internal damage, electrical issues, and power surges

Options:

Extended coverage
Theft extension and additional protection options

Device lifecycle protection
Replacement services and upgrade scenarios

Pet Insurance

Comprehensive protection for pets, covering veterinary care, illness, accidents, and everyday health risks — so your users can focus on what matters most: their pets' well-being.

Flexible, modular coverage designed to fit all types of pets and their owners.

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Key coverages:

Veterinary care – illness & accidents

Covers consultation fees, treatments, hospitalization, and surgery

Preventive care

Annual check-ups, vaccinations, and routine health visits

Liability coverage

Damages caused by your pet to third parties or their property

Death & loss

Compensation in the event of accidental death or loss of the pet

Options:

Extended health coverage

Dental care, specialist treatments, and alternative therapies

Wellness pack

Grooming, behavioral training, and pet wellness services

What you can build

Embed insurance directly into your product — from quote generation to policy activation.

Lovys Partner API provides all the core building blocks to integrate insurance seamlessly into your user journey.

Key capabilities:

• Create and manage real-time insurance quotes
• Retrieve plans, pricing, and coverage options
• Capture and manage customer data
• Enable policy purchase and activation
• Handle policy lifecycle, updates, and renewals

New to Lovys or exploring our APIs?

Start by understanding how our insurance products and APIs work:

• Discover available insurance products
• Learn how the integration flow works
• Follow step-by-step implementation guides

Have questions? Reach out to our team: marketing@lovys.com